http://www.chacha.com/topic/justin-bieber?cmpid=saje1
Tuesday, September 21, 2010
JB - Sponsored Post
Why did Justin Bieber get banned from the Internet? http://www.chacha.com/topic/justin-bieber?cmpid=saje1
http://www.chacha.com/topic/justin-bieber?cmpid=saje1
Megan Fox - Sponsored Post
Read about Megan fox in a underwear commercial
http://www.chacha.com/topic/megan-fox?cmpid=saje
http://www.chacha.com/topic/megan-fox?cmpid=saje
Friday, September 3, 2010
Your Wedding Budget: 5 Steps to a Debt-Free, Dream Wedding
Your Wedding Budget: Five Steps to a Debt-Free, Dream Wedding
By Tim and Lisa Spooner
When we got engaged, we weren’t sure how we would afford our dream wedding.We had little in savings, a growing education loan, and no expectation of a handout from our parents who also had tight finances.
These five simple steps were key to our success in planning our dream wedding for just $2,000 in a community where couples spend on average over $24,000 on their weddings.
1. The Rules of the Game
We all love the challenge of an exciting game. The goal is always the same: To Win!
By understanding the rules of the game and applying our creative thinking and other skills, we can achieve victory.
The same is true of budgeting for a wedding. Fortunately, the rules are simple:
Find out how much you can afford to spend on your wedding. Plan your dream wedding; but don’t spend more than you can afford.
In our case, we were big winners. We played by the rules, which said not to spend more than $2,000 to plan our dream wedding.
Smart strategies led to a triumphant wedding day full of surreal beauty and the freedom of knowing that we were starting our married life without a penny of wedding debt.
2. Know How Much You Can Afford to Spend
To know how much you can spend, you should take a look at how much you both have in your savings accounts. Also, find out how much your parents can contribute to your wedding planning.
Consider how much you make each month. Also calculate your monthly expenses. You should also think about what your income and expenses will be once you are married.
The first few years of married life tend to be full of financial obstacles for most couples. So, you don’t want to add the heavy burden of wedding debt to your new life together. You may even want to have some extra money in savings to help your new life together get off on the right foot.
Also, consider how much money you will want to keep aside for your honeymoon.
3. Discover Your Magic Number
As you consider how much you can afford to spend, you will become more and more comfortable with spending a particular amount of money on your wedding. We were comfortable with spending $2,000 on our wedding. This was our magic number.
What is your magic number? Is it $10,000? …$5,000? …$500?
Do not be afraid of the number you discover. You will be surprised at how a bit of smart planning can make your dream wedding possible even though you can only spend a small amount of money.
Thousands of couples have been downloading our book “Wedding Planning on a Budget” to discover tried and true strategies for planning their dream weddings at a price they can afford. Like them, you can follow
winning strategies to plan your dream wedding at a price you can afford.
The amount that you decide you can afford to spend on your wedding is your total wedding budget allowance.
4. Anticipate Where the Money Should Go
The best way to make sure that every part of your wedding is paid for without spending more than your wedding budget allows, is to assign portions of your allowance to different parts of your wedding. You can, for example, assign 50% of your total wedding budget allowance to your wedding reception, 10% to your wedding dress and other attire, and so on.
Once you know how much you plan to spend on your reception, you can divide that money between the various components of the reception such as Room/Hall Fees, Tables and Chairs, Food, Drinks, Cake, Linens, Service Fees, Staff and Gratuities, Rentals, etc. Of course, you only have to apply money to the components you plan to include in your wedding.
You can use our free wedding budget spreadsheet that calculates all of these percentages for you and keeps track of all your planned spending and actual spending to help you stay on target. Our wedding budget planner is available at Wedding Planning on a Budget
5. Making Your Budget Do the Work for You
Now that you know how much you plan to spend on each item of your wedding, you can begin using some winning strategies and creative planning to acquire each item or service at the price your budget says you can afford to pay.
Before making any wedding purchase, first consult your budget to find out how much you can afford to pay. After the purchase has been made, record the actual cost of the purchase in your wedding budget.
If the actual price paid is less than what you had planned for, then you can afford to spend that much more on another item found on your wedding budget spreadsheet.
If, however, you paid more than what you had planned for, then you must reduce what you can plan on spending for other items on your wedding budget.
In other words, the amount you actually pay for each item can be adjusted but make sure that all of the items end up totaling no more than your total wedding budget allowance.
You now know the rules of the game and how the game is played. With smart planning and by following some
proven strategies you can, like us, achieve the wedding of your dreams at a price you can comfortably afford. We wish you a very happy wedding planning experience and a beautiful, dream come true wedding day.
Get Our Money Saving Secrets for Your Dream Wedding!
Download "Wedding Planning on a Budget" to discover how Tim, Lisa, and other
couples have been saving thousands upon thousands of dollars on their dream weddings!
The Best Way to Win a Girl Back - 10 Things Not To Do!
The Best Way to Win a Girl Back
Does this photo represent the way you have been feeling since you and your girlfriend broke up? We have all been there at some point in our lives. Our spouse or significant other wants to end the relationship and we feel heartbroken, useless, and hopeless, not to mention desperate to get them back!
Read on for great advice on how to get back that long lost love!
10 Things Not To Do!
Did you just go through a serious breakup? Do you miss your ex and wonder why it had to end so soon? If you see yourself doing any of the things listed below, it is quite obvious why you haven't been able to get your ex girlfriend back. Help is right around the corner!
1. Panicking
No one ever thinks things through when they panic. And most people panic after a serious breakup. Panic leads to impaired judgment, and impaired judgment leads to going incredibly stupid things. Doing something stupid and completely our of character is a sure-fire way to distance your ex......a very very long distance.
2. Becoming Clingy
Another great way to make sure your ex will never want you back is to become super clingy. Phone calls, text messages, stopping by "because you were in the neighborhood?" NO ONE wants to be pestered, especially not someone who may be extremely upset with you about something you may or may not have done.
3. Trying to Buy Her Back
Are you showing up at ex's work or home with flowers, candies, cards, and anything sappy that can be bought in or around a flower shop? Not only is this needy and desperate, it is annoying to your ex! Think about the relationship you had before, did you show up everyday with flowers and an "I Love You Always" teddy bear? Probably not. This is not how your ex fell in love with you, and it most certainly not going to win her back.
4. Obvious Avoidance
Don't try to avoid your ex if you secretly want to get back together with her. How much sense does that make? Maybe you work together, maybe you are in the same class, heck you could even be lab partners.....don't ignore her. She will assume you are bitter about the breakup, start avoiding you as well, and the gap between you two will become so large that getting back together will never be a possibility again.
5. Spilling Your Guts Out
Looking desperate is not the way your ex wants to see you, so if you run into her at the mall, don't drop to your knees and tell her how much you love and miss her in front of half the city. Not only are you embarrassing her, you are embarrassing yourself, and this is a HUGE mistake that thousands of people make every year because of that very first bulletpoint.....panic.
6. Letting Her Control You
Women, specifically, look for a strong and able man to be able to save them if they need to be rescued. If you give her the power to handle the relationship, and or relationship problems, then she is losing that sense of security she needs in a great partner. She will see her ex boyfriend as weak, and who wants to be with someone who is weak? I know I don't!
7. Losing Yourself and Looking Terrible
After a breakup, some people get totally immersed with the feeling of hopelessness that they forget who they are. Overeating, binge drinking, isolating yourself from the outside world......try to remain positive and stay away from self-destructive behaviors. That is not how your ex wants to see you, and that is not how your friends and family want to see you either.
8. Talking to Her Friends/Family About the Breakup
Your ex's friends and family will always take their side. That is why they are your EX'S friends and family, not yours. You should know that everything you say to them is going to trickle down and make its way to your ex. If you are crying and sobbing about how much you need your ex back, when maybe you had been together for a couple months, you may scare her away. Yelling or complaining to her friends and family is only going to make them blame you for the breakup, so do yourself a favor and cut off all ties to them until a resolution has been made between you and your former sweetie.
9. Relying Too Much on Others' Opinions
Friends are there to comfort and listen to others when they are in their time of need. Advice and opinions are always welcome, but don't over do it. Usually people give advice based on their own experiences, and if their is something about the breakup that reminds them of the past, they may get a little emotional and offer bad advice, leading you to do or say something to an ex that you wouldn't normally say or do. Because someone else told you it was the right thing to say or do.
10. Going It Alone
Yes, it is your problem that this has happened. It may or may not be your fault. But, there is always a circle of people willing to help any way they can because they see that you are distraught. Don't try to do this alone, you need support of friends and family, and when necessary, tell them your plans to get your ex back and maybe you can run through exercises on the RIGHT things to do and say.
I'm ready to win back my ex girlfriend now!
Read on for great advice on how to get back that long lost love!
10 Things Not To Do!
Did you just go through a serious breakup? Do you miss your ex and wonder why it had to end so soon? If you see yourself doing any of the things listed below, it is quite obvious why you haven't been able to get your ex girlfriend back. Help is right around the corner!
1. Panicking
No one ever thinks things through when they panic. And most people panic after a serious breakup. Panic leads to impaired judgment, and impaired judgment leads to going incredibly stupid things. Doing something stupid and completely our of character is a sure-fire way to distance your ex......a very very long distance.
2. Becoming Clingy
Another great way to make sure your ex will never want you back is to become super clingy. Phone calls, text messages, stopping by "because you were in the neighborhood?" NO ONE wants to be pestered, especially not someone who may be extremely upset with you about something you may or may not have done.
3. Trying to Buy Her Back
Are you showing up at ex's work or home with flowers, candies, cards, and anything sappy that can be bought in or around a flower shop? Not only is this needy and desperate, it is annoying to your ex! Think about the relationship you had before, did you show up everyday with flowers and an "I Love You Always" teddy bear? Probably not. This is not how your ex fell in love with you, and it most certainly not going to win her back.
4. Obvious Avoidance
Don't try to avoid your ex if you secretly want to get back together with her. How much sense does that make? Maybe you work together, maybe you are in the same class, heck you could even be lab partners.....don't ignore her. She will assume you are bitter about the breakup, start avoiding you as well, and the gap between you two will become so large that getting back together will never be a possibility again.
5. Spilling Your Guts Out
Looking desperate is not the way your ex wants to see you, so if you run into her at the mall, don't drop to your knees and tell her how much you love and miss her in front of half the city. Not only are you embarrassing her, you are embarrassing yourself, and this is a HUGE mistake that thousands of people make every year because of that very first bulletpoint.....panic.
6. Letting Her Control You
Women, specifically, look for a strong and able man to be able to save them if they need to be rescued. If you give her the power to handle the relationship, and or relationship problems, then she is losing that sense of security she needs in a great partner. She will see her ex boyfriend as weak, and who wants to be with someone who is weak? I know I don't!
7. Losing Yourself and Looking Terrible
After a breakup, some people get totally immersed with the feeling of hopelessness that they forget who they are. Overeating, binge drinking, isolating yourself from the outside world......try to remain positive and stay away from self-destructive behaviors. That is not how your ex wants to see you, and that is not how your friends and family want to see you either.
8. Talking to Her Friends/Family About the Breakup
Your ex's friends and family will always take their side. That is why they are your EX'S friends and family, not yours. You should know that everything you say to them is going to trickle down and make its way to your ex. If you are crying and sobbing about how much you need your ex back, when maybe you had been together for a couple months, you may scare her away. Yelling or complaining to her friends and family is only going to make them blame you for the breakup, so do yourself a favor and cut off all ties to them until a resolution has been made between you and your former sweetie.
9. Relying Too Much on Others' Opinions
Friends are there to comfort and listen to others when they are in their time of need. Advice and opinions are always welcome, but don't over do it. Usually people give advice based on their own experiences, and if their is something about the breakup that reminds them of the past, they may get a little emotional and offer bad advice, leading you to do or say something to an ex that you wouldn't normally say or do. Because someone else told you it was the right thing to say or do.
10. Going It Alone
Yes, it is your problem that this has happened. It may or may not be your fault. But, there is always a circle of people willing to help any way they can because they see that you are distraught. Don't try to do this alone, you need support of friends and family, and when necessary, tell them your plans to get your ex back and maybe you can run through exercises on the RIGHT things to do and say.
I'm ready to win back my ex girlfriend now!
Subscribe to:
Posts (Atom)